Built by a veteran, for veterans.

Martin Conde served in the U.S. Army. Our team helps veterans, service members and eligible surviving spouses use the home loan benefit they earned.

Why the VA loan is so powerful.

No monthly mortgage insurance

VA loans do not require the monthly mortgage insurance most low down payment loans carry.

Competitive rates

The VA guaranty helps lenders offer strong rates and terms to eligible borrowers.

Flexible guidelines

Credit and debt guidelines are built around the realities of military life.

Seller-paid costs allowed

Sellers can contribute toward your closing costs, within VA limits.

A benefit you can reuse

Your VA home loan benefit can be used again for future homes.

Funding fee exemptions

Veterans who receive VA disability compensation are generally exempt from the funding fee.

A team that speaks your language.

We know the VA process because we live it. From your Certificate of Eligibility to the VA appraisal, we handle the details.

• Veteran-owned and led: Martin served in the U.S. Army from 1993 to 2001.
• We order your Certificate of Eligibility: No forms to chase. We request it for you.
• VA appraisal know-how: We prepare offers and homes for VA minimum property requirements.
• Agent and lender in one: Your search, offer and VA loan stay on one team.

Your path to a VA home.

Confirm eligibility

We pull your Certificate of Eligibility and review your entitlement.

Get pre-approved

Know your budget and payment with a VA pre-approval.

Find your home

Tour with an agent who knows what passes a VA appraisal.

Close and move in

We coordinate the VA appraisal, underwriting and escrow to the finish.

VA loan FAQ

Who is eligible for a VA loan?

Most veterans, active duty service members, and National Guard and Reserve members who meet service requirements, plus some surviving spouses. We can check your eligibility for you.

Can I use my VA loan more than once?

Yes. The benefit can be reused, and in some cases you can have more than one VA loan at a time if you have remaining entitlement.

Does the VA lend me the money?

No. VA loans are made by approved lenders and partly guaranteed by the VA. We shop VA loan options for you.

Can I buy new construction with a VA loan?

Yes. We help VA buyers purchase new homes, including in the Imperial Valley communities we work with.

Conde Mortgage Corp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. VA loan eligibility, entitlement and funding fees are set by the VA. All loans are subject to credit approval.

Thank you for your service.

Let's put your benefit to work. Book a call and we will check your eligibility and map out your budget.

Conde Real Estate and Mortgage, 30985 Lanark St, Homeland, CA 92548. Call 951-764-2484 or email [email protected]. Serving Riverside, San Bernardino, San Diego, Orange, Imperial and Kern counties. Conde Mortgage Corp, DRE #02098255, NMLS #1895833. Equal Housing Opportunity.